Capital Max

Hard Money Loan Refinancing: All You Should Know

Capital Max | Hard Money Loan Refinancing: All You Should Know

What is hard money loan refinancing? Refinancing a hard money loan may sound complicated, but it doesn’t have to be. Picture this: you secured a hard money loan to purchase or renovate a property, and now you seek a more manageable or cost-effective repayment solution. This is where hard money loan refinancing comes in.  Furthermore, […]

Eight (8) Signs You Have a Bad Hard Money Lender

Capital Max | Eight (8) Signs You Have a Bad Hard Money Lender

Getting a hard money loan can be highly advantageous for many people who need to fund a real estate project quickly. While you might be thinking, “what is a hard money lender, and how does hard money lending work?” hard money loans are highly flexible, can close faster, and offer a more seamless approval process. […]

Understanding Why Bridge Loan Debt on Riskier Assets is More Expensive

Capital Max | Understanding Why Bridge Loan Debt on Riskier Assets is More Expensive

A bridge loan, also known as a hard money loan or interim financing, is short-term financing used by a person or business to meet current obligations until a permanent loan is secured.  These loans are generally secured by collateral, such as the borrower’s assets or home. This makes them a perfect loan choice for homeowners […]

What You Should Know About Commercial Bailout Loan

Capital Max | What You Should Know About Commercial Bailout Loan

Do you need a commercial bailout loan? Having a property solely for commercial reasons can be incredibly rewarding in the real estate scene. However, several factors, such as difficult tenants, a dwindling economy, and an unexpected pandemic, can quickly jeopardize that dream. This means that it is easy to find your property at the risk […]

Bridge Loans in California and How They Work

Capital Max | Bridge Loans in California and How They Work

Bridge loans are short-term financing that helps people and businesses bridge the gap between two financial transactions. Often used in real estate, bridge loans are useful when buying a new property before selling an existing one. Bridge loans provide immediate cash flow when long-term financing is not available. This article gives an overview of bridge loans […]

Bad Credit? Here is What You Should Know

Capital Max | Bad Credit? Here is What You Should Know

A credit score is a numerical representation of your creditworthiness and it is based on your financial history. Credit scores range from 300 to 850 and scores below 600 may be considered bad credit. Credit scores are calculated based on factors such as payment history, credit utilization ratio, length of credit history, new credit, and […]

5 Untold Truths About Hard Money Loans that Banks Don’t Want Brokers to Know

Capital Max | 5 Untold Truths About Hard Money Loans that Banks Don’t Want Brokers to Know

Hard money loans are designed to help investors quickly obtain funds to acquire all kinds of property, finance renovations, and more. These loans have high interest rates and flexible terms, making them one of the most misunderstood types of real estate lending options. Banks use the lack of well-informed knowledge regarding hard money loans to […]

7 Wrong Answers to Common Hard Money Questions: Guess the Right Ones

Capital Max | 7 Wrong Answers to Common Hard Money Questions: Guess the Right Ones

Financial literacy is very important and ignorance leads to making poor financial decisions. Unfortunately, there is a lot of misinformation that can lead to really big financial mistakes. Whether you are planning for retirement, managing debt, or considering investment options, it is to your benefit to know the correct answers to hard money questions.  This […]

Nevada Bridge Lending Options

Capital Max | Nevada Bridge Lending Options

Sometimes, long-term funding is difficult to secure and cash is needed to facilitate a project quickly. Bridge loans are the preferred option in such scenarios as they offer needed financing in a short period of time, usually between a few months to a year, and often with little documentation.  In certain states, getting a bridge […]